• Personal and Business Certificate of Deposit Accounts
• Terms range from 3 months to 5 years
• Interest can be paid by check, added to CD balance, or transferred to your checking account
• Minimum deposit of $5,000 if less than one (1) year
• Minimum deposit of $1,000
• Interest added to account at maturity for terms less than one (1) year
• Interest compounded quarterly for terms of one (1) year or more
• Fixed rate guaranteed to maturity
• Automatic rollovers ten (10) days after maturity

**Substantial penalty applies to early withdrawal