- Personal and Business Certificate of Deposit Accounts
- Terms range from 31 days to 5 years
- Interest can be paid by check, added to CD balance, or transferred to your checking account
- Minimum deposit of $5,000 if less than one (1) year
- Minimum deposit of $1,000 if one (1) year to five (5) years
- Interest added to account at maturity for terms less than one (1) year
- Interest compounded quarterly for terms of one (1) year or more
- Fixed rate guaranteed to maturity
- Automatic rollovers ten (10) days after maturity
**Substantial penalty applies to early withdrawal
