Small Business Free Checking

• No Minimum Balance Required
• Unlimited ACH Deposits & Withdrawals
• 150 Free Paper Transaction Per Statement Cycle, .06 Per Paper Item Over 150 (Debits & Credits)
• $100.00 Minimum Opening Deposit
• Non-Interest Bearing

Cumberland Business Account

• Regular checking – Non-interest bearing
• Minimum opening balance of $500.00
• Monthly service charge is $15.00
• Monthly service charge waived if average daily balance of $2,500.00 is maintained
• Unlimited check writing/deposits
  **Accounts with large transaction volumes could be placed on monthly account analysis

Business Edge Checking

• Unlimited Check Writing & Deposits, ACH Deposits & Withdrawals
• If Average Daily Balance of $50,000 is Maintained, ALL BANK CHARGES ARE WAIVED (No, we’re not kidding) to include the $50.00 monthly service charge
• Non-Interest Bearing
• $500.00 Minimum Opening Deposit
• Free Checks

Cumberland Gold Leaf Business

• MMA Account – Interest bearing
• Minimum opening balance of $2,500.00
• Interest paid monthly based on a tiered structure if average daily balance of $2,500.00 is maintained
• Tiered rates of interest:
  • $ 2,500.00 to $ 9,999.99
  • $ 10,000.00 to $ 24,999.99
  • $ 25,000.00 to $ 49,999.99
  • $ 50,000.00 to $ 99,999.99
  • $ 100,000.00 to $ 249,999.99
  • $ 250,000.00 and above

Monthly service charge is $15.00
Monthly service charge waived if average daily balance of $2,500.00 is maintained
Six (6) withdrawals allowed per month at no charge.